Shopping around for personal loans ‘may harm record’
Consumers may be penalised for shopping around for personal loans. Full Article…
Why The Tax Credit For First Time Home Buyers May Be A Bad Deal For You.
Many people who have been waiting to trade up to a bigger house have used the $6,500 homebuyer tax credit as a reason to finally make the move, but that may not be the best idea.
On the surface, it seems like a perfect time to buy a new home – Despite a recent rise, mortgage rates are still historically low, and you could qualify for a $6,500 tax credit.
You’d be crazy not to buy a bigger house, right?
Well, that’s the conventional wisdom, and sometimes conventional wisdom is little more than herd mentality.
In reality, the tax credit is little more than an artificial stimulus meant to prop up a deflating housing bubble. You
To Recruit the Best, Admit Weaknesses
The Entrepreneur: Andy Dunn, 30
Background: In 2003, Dunn, then a consultant with Bain & Co., worked in a Lands’ End (SHLD) call center in Dodgeville, Wis. He was impressed by customers’ notes on the wall that paid tribute to the retailer’s service. Two years later, while working as a private equity analyst, Dunn learned how consumer brands can profit from a direct-to-consumer distribution model. In 2007, when he was a second-year student at Stanford Business School, Dunn went into business with housemate Brian Spaly, who had been selling out of the back of his car a line of men’s pants designed to fit well.
We made it through tough year — mostly
Money: Many battles fought, some lessons learned
The year we wish wasn’t is nearly over, and It’s Only Money is shying away from a year-in-review or -ahead column for the good of readers and its own safety. Think about it. We could debate the personal finance coups of the decade, but I’d have to remind you I’ve been at this for only a year. We could predict next year’s hot stocks, but you’d be better off going to Vegas. To stake out Tiger Woods. Instead, let’s check in with the folks so kind as to share their dinero dilemmas with us. Where are they now? Has 2009 progressed for better or worse? Results vary. But one theme is clear. The reputations of big banks have taken a hit. Too Full Article…
Stretch Your Food Dollar: Grown Up Fudge
If you’re in a rush to get some last minute gifts together, either for a friend or a coworker, or you just want to get down with your bad self in the kitchen, fudge is an awesome holiday present. Although the fudge is easy to prepare, you do want to budget enough time for the candy to cool before you cut it and package it up. I would plan to make the fudge the night before you plan to give it away.
Here’s a recipe for grown up fudge. Just a few tips before you get started. For starters, use a larger saucepan than you think you will actually need. Think twice as big. The
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