Archive for February, 2010

Retire in Mexico and Live Like Royalty


23 Feb 2010

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If you visit Mexico, according to an increasing number of people who’ve done just that, you might actually like it so much you won’t want to leave. According to reputable sources like the Kiplinger Letter, and International Living, which is a publication that has built an established business out of keeping track of and investigating such developments, more Americans and Canadians have retired to Mexico than to any other country in the world.

Retirement in Mexico and other travel tips come with a reminder to buy Mexico car insurance before your travels. Driving in Mexico isn’t a challenge, but fender benders without insurance sure are. Mexican Auto Insurance online provides the best rates and the best coverage, making sure your retirement dollars go farther.

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Tags: Mexico Mexico Live

Finance and Romance: Tips on Successfully Managing Both


23 Feb 2010

While some people view Valentine’s Day as a day that focuses on love and romance, others may view Valentine’s as nothing more than a time to make money by companies trying to cash in on ‘yet another holiday’. Regardless of what your personal views about Valentine’s are, it does seem that a ‘successful’ Valentine’s does seem to correlate with the amount of money spent. Some people want to have that ‘one special night’ that can easily run up a huge bill.

Spending a large sum of money on Valentine;s might also not fit in with the couple’s yearly budget as. For couples who are planning to buy home, a car, etc. or planning their wedding, financial obligations may mean cutting back on other expenses. Many Canadians also have student loans that have now become payable as well. So while the romantic side of a person may be to spend the extra money and ‘go the extra mile’, i.e. buying a larger diamond ring that really isn’t financial feasible. T Full Article…

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Tags: Romance Romance Tips

Mexicos Day Of The Dead Celebration!


21 Feb 2010

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The Day of the Dead is a national holiday period in Mexico where families honor those who are no longer with us. Instead of it being a period of mourning, everyone celebrates life with parties all across the country, and also will hold ceremonies such as weddings, since its a time where family tries to get together.

Review Mexican Insurance Store Mexican Auto Insurance. We pride ourselves on giving the best rates on quality quality Mexican insurance. Mexico travel experts strongly suggest you buy Mexico insurance online before your travel begins. Purchasing Mexican Automobile Insurance Online allows you to make sure you get the coverage you need at the best possible rate. In addition, you can print your policy instantly, so theres no question as to whether or not you are covered.

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Tags: Dead Dead Celebration

Selling the Business with Social Mission Attached


20 Feb 2010

Entrepreneur: Judy Wicks, 62

Background: In 1970, Wicks co-founded the Free People’s Store, which is now Urban Outfitters (URBN). She founded the White Dog Café as a take-out coffee shop on the first floor of her house in Philadelphia in 1983. It evolved into a popular restaurant and hub of progressive activism. Wicks sold it in 2009 to devote her time to helping run the Business Alliance for Local Living Economies, a nonprofit network she co-founded in 2001.

Company: At its peak in 2006, the 200-seat restaurant employed about 100 employees, occupied four row houses (including one house for its gift shop, the Black Cat), and had around $5 million in revenue. Profits funded Wicks’ nonprofit White Dog Community Enterprises.

Her journal: The global financial crisis awakened people to the importance of investing locally, in businesses where they know what their money is doing. I believe in decentralizing business ownership and therefore economic and political power.

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Bad Credit Borrowers not the Bad Guys in the Mortgage Crisis


19 Feb 2010

While the mortgage crisis started as a subprime crisis, it has gone way beyond that. People with bad credit mortgages ran into trouble a couple of years ago when housing values got soft and they were then unable to refinance out of their subprime loans. I have always maintained that subprime loans are to be treated as band-aids, that is, for the purpose of getting into a home and developing a good credit history. No one should need more than two or three years to accomplish this, then they should refinance to FHA or conventional loans. But many were unable to do so due to no fault of their own.

Borrowers who expected to be able to refinance before their expensive bad credit mortgages reset to high rates got caught — by falling home values, then by increasing credit requirements — where 620 was once an okay score, that was increased to 640, then 680, then 700….refinancing always just out of reach.

Those with more expensive properties requiring jumbo financing had even less luck — the secondary market dried up in nothing flat.  And finally, people with prime mortgages began defaulting in droves, due to unemployment and other financial disasters — and many who could afford their mortgage joined them. In fact, t

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Tags: Bad Credit Crisis Mortgage Crisis

Tax tip: Donate to Haiti by March, deduct in 2009


17 Feb 2010

Roger Graham and Jared Moore, professors of accounting at Oregon State University, remind It’s Only Money that certain cash contributions for Haiti earthquake relief can be deducted on your 2009 return, even though you gave them in 2010.

The new law requires the contributions be made after January 11, 2010, and before March 1, 2010, for the relief of victims in areas affected by the recent earthquake in Haiti. You must itemize deductions to claim the credit.

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Tags: 2009

Must Have Shoes When Traveling to Mexico!


14 Feb 2010

Mexican Insurance Store:Mexican Auto Insurance Blog Review Current Mexico Travel Tips andCompare Best Quality Mexico Insurance Quotes Online in minutes!

Mexico Vacation Packing: Shoe Checklist. Often overlooked, shoes are one of the most important clothing items Mexican travelers will need. Formal dinners, water activities and hikes in Mexican rainforests will all require travelers to pack a separate pair of shoes. Also needed with these different shoes are various types of socks. Since most people will be walking many miles during their vacation, purchasing socks made from 100% cotton or those containing moisture-wicking fabric will help keep travelers feet dry.

Before driving to Mexico make sure to purchase Mexican Insurance. Buying Mexican Insurance is required to drive your vehicle in Mexico because US or Canadian car insuranceis not valid in Mexico and you will be detained in an at fault accident. Review rate comparisons for Mexican driving insurance or to buyqualitycoverage at great rates, click Mexican Auto Insurance for Canadians.

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Tags: Mexico

New York Times’ Article on the Disability Insurance Odds


13 Feb 2010

A recent article in The New York Times on Disability Insurance takes an amused look at the sources behind the numbers used to explain how important disability insurance is to the American worker. But hidden behind this lighthearted discussion are some very real facts – the average person who becomes disabled rarely has the resources to maintain their pre-injury or pre-illness lifestyle. And that’s where disability insurance comes in.

Reporter Ron Lieber gets serious about how insurance companies attempt to limit your ability to make a claim. He touches on only one of the many strategies that we see on a regular basis: any occupation versus own occupation issue. “If you can afford it, you want what’s known as “own occupation” coverage instead, which should pay claims if you can’t do your old job.” He’s right. But even policyholders with “own occ” policies run into trouble, when insurance companies attempt to twist the language of the contracts and the tasks and responsibilities of occupations.

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Tags: Disability Insurance Insurance New York Times York Times

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