Scots credit card withdrawals to rise in December

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Credit cards could be heavily used at Scottish ATMs. An increasing number of cash withdrawals from bank and credit card accounts are likely to be made in Scotland during the festive period.

According to analysis from Clydesdale Bank, a total of £1bn will be withdrawn from the nation’s ATMs in December.

Transactions will average £40 a time during the month, 10% higher than in November.

The credit card provider also said that the value of cash machine withdrawals will rise by around 25% over the weekend before Christmas.

Steve Reid, retail director for Clydesdale Bank, said: “Christmas is always the busiest time of year for shoppers but they can avoid the rush at ATMs by starting early in the morning or picking up cash in mid-week when there are considerably fewer transactions.

“Those out to celebrate the season face less problems with queuing; they tend to stagger their withdrawals across the day and evening.”

Clydesdale Bank also urged customers to “take care” to protect themselves against the possibility of debit and credit card theft when using a cash machine at night.

Figures from the firm show that its five busiest ATMs in 2008 were those located in West George Street and Sauchiehall Street in Glasgow, in East Kilbride’s Olympia Arcade and in the Glasgow Fort and Silverburn shopping centres.

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